May 30, 2014
Univ. of Minnesota economist Stephen Parente thinks that’s exactly what will happen over time, at least according to his modeling of exchange premiums and enrollment data. It’s an interesting read and was covered by Jason Millman for the Washington Post.
May 23, 2014
The good news for Connecticut’s health insurance exchange is that higher deductibles will act as a buffer on premium rate increases, according to this Connecticut Mirror article by Arielle Levin Becker. The bad news: higher deductibles.
The plan design changes could translate to reductions of about 3 percent in premium prices, according to actuaries consulting for the exchange. That doesn’t mean that the actual premiums will drop, because the actuaries didn’t take into account other factors that increase insurance costs.